Bank Risk Analysis

This analytical program teaches participants how to evaluate a bank’s risk profile using balance sheet metrics, financial ratios, credit quality, and regulatory disclosures. It combines qualitative and quantitative methods to detect vulnerabilities and assess financial health.

By the end of this course, participants will be able to:
– Understand the risk exposures banks face across departments.
– Analyze financial statements to assess performance and risk.
– Evaluate asset quality, liquidity buffers, and capital adequacy.
– Use financial ratios to benchmark bank stability.
– Interpret stress tests and public disclosures.

1- Overview of Bank Risk Types and Sources
2- Bank Financial Statements and Performance Ratios
3- Asset Quality, Credit Risk, and Liquidity Indicators
4- Capital Adequacy, Earnings, and Sensitivity Metrics
5- Case Studies: Real Bank Risk Profiles and Red Flags

Bankers, regulators, credit analysts, risk officers, and consultants involved in assessing financial institutions.

Ratio analysis, real bank case studies, Excel-based diagnostics, and industry peer comparisons.

Participants will develop a robust understanding of banking sector risk and acquire tools to assess institutional soundness and financial resilience.